SBI Clerk Salary (in hand), Job Profile, Promotion, Career Growth

SBI has released the official notification of Clerk (Junior Associate) Exam 2018 and we hope you have started your preparation for this exam. To further intrigue you for the preparation, we are sharing the SBI Clerk job profile, in-hand salary (along with salary slip), perks and career growth opportunities working as Junior Associate (Clerk) in SBI.

Proper knowledge of the job profile and salary details of SBI Clerk will help you gain an insight about the tasks which you might need to undertake after selection as well as the perks, which would be offered for the same.  So, without further ado, let us have a look at the job responsibilities, in-hand & gross salary structure, as well as the scope of growth in SBI Clerk.

SBI Clerk Salary

We have shared the details of the salary structure of SBI Clerk below:

1. Pay Scale of SBI Clerk

As per the official notification, the pay scale of SBI Clerk is 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31450.

2. Salary Components of SBI Clerk

Following are the salary components of SBI Clerk:

  • Dearness Allowance (DA)
    Decided on the basis of CPI, DA is revised quarterly.
  • House Rent Allowance (HRA)
    HRA depends on the place of posting of the employee and this component is usually higher for metro cities as compared to urban, semi-urban or rural areas.
  • Special Allowance
  • Transport Allowance

3. Emoluments offered under SBI Clerk

  • For Metro cities, like Mumbai, the monthly starting emoluments of Clerical cadre employee is approximately Rs. 23600/- inclusive of DA (Dearness Allowance) and other allowances at the current rate.
  • After selection as SBI Clerk, candidates will be eligible for various other perks like Pension (under the New Pension Scheme, NPS), Leave fare, Medical facilities, Provident Fund etc.

4. In-hand Salary of SBI Clerk

The in-hand salary of SBI clerk, after all the deductions, varies as per the place of posting. It usually lies in the range of Rs. 20,000/- to 23,000/- (as per posting location).

Here is the salary slip of a Junior Associate (Clerk) in SBI:

SBI Clerk Job Profile

Junior Associates or Clerks in SBI perform the following functions:

  • Functions as a Single Window Operator (SWO):
    This involves performing the day-to-day bank functions like opening accounts, amount transfers through cheque/ NEFT/ RTGS etc, issuance of Demand Drafts (DD), cheque clearance, cheque book requests, receiving inward mails etc.
  • Functions as Head Cashier
    Clerk in SBI may also need to function as Cashiers in certain branches. This involves handling cash transactions of the concerned branch, clearing and transfer of cheques etc.
  • Apart from this, the junior associates may also need to function as special assistants or universal tellers.
  • The clerks in SBI are also liable to address the concerns of the customers and try to resolve them.

SBI Clerk Career Growth Opportunities

State Bank of India offers considerable career growth opportunities for the Clerical Cadre. Employees of the clerical cadre of SBI have the opportunity to be promoted to JMGS Scale-I.

  • Promotions in SBI may be in-cadre (on the clerical level itself) or to the officer cadre.
  • For promotion to the officer cadre, the employees need to meet certain requirements, which vary as per the promotion cadre. For instance, for promotion to Trainee Officers, the employees are eligible to appear for the written exam and interview after 3 years of service.
  • Clerks in SBI have better promotion opportunities as compared to other government banks.
  • Employees may reach as high as the post of General Manager because of the fast track promotion process of SBI.

All the best for your exams

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